What is a Capped Rental?

Your insurance, and Medicare, purchase and rent medical equipment. The decision to purchase or rent varies by product. In addition, there are some products that are rented for a period of time then convert to a purchase. 

If you have questions about the status of your medical equipment feel free to contact us at (800) 977-3002.

Some items are categorized as a “capped rental”. This means that the item will be rented for a period of time, then converted to a purchase.

A capped rental through Medicare is paid for over a period of 13 months. Once the thirteenth month is paid title to the equipment is transferred (sold) to the patient. 


Medicare, and some commercial insurance carriers, will rent medical equipment that may convert to a purchase.

When Medicare pays the 13th month of rent on the product title is automatically transferred to the patient. This means that you now own the equipment and are responsible for it. 

Medicare will continue to rent the item through the 13th month. However, if the beneficiary no longer has a medical need for the device it is returned to Diamond. 

After the 13th month of rent is paid the patient becomes the owner of the medical equipment. No additional payments will be made to rent the device. They may, under certain circumstances, pay for repairs to the equipment that are a result of normal use. 

NOTE: Medicare will only purchase an item once within a five year (60 month) period. At some point after the 13th month you may find that you no longer need the equipment. It’s important to understand that you will not be able to obtain another of the same device until the 60th month. Therefore, you may wish to store this device for future use. 

What items are rented/purchased?

These items are purchased. Once your insurance and co-insurance pays the submitted claims you will own the product.

  • Walkers
  • Commodes
  • Seat & back cushions
  • Masks and supplies for CPAP therapy (the machine is a capped rental)
  • Canes
  • Enteral formula and supplies (the pump is a capped rental) 

These items remain the property of Diamond until the 13th month of rental is paid (and all co-insurance claims are paid). After full payment of all 13 months title to the property is transfered to the patient:

  • Manual wheelchairs
  • Power wheelchairs
  • Scooters
  • Enteral pumps
  • CPAP, BiPAP, APAP, and ST models
  • Suction pumps
  • Hospital Beds
  • Trapeze bars
  • Patient lifts
  • Low airloss mattresses

These items are rented by Medicare, or your insurance carrier. Title to these items DOES NOT transfer to the patient.

  • Oxygen concentrators
  • Portable oxygen systems
  • Ventilators